Finance

Please select from the following three options to learn more:

Our Hire Purchase package is all about simplicity. If you prefer to own the van at end of your agreement, then Hire Purchase is most definitely the best option for you.

After paying a deposit, you simply hire the vehicle until your final monthly payment – which point you acquire ownership of the van.

There are no mileage or damage restrictions with a Hire Purchase agreement; however you are responsible for the vehicle’s servicing and maintenance.

The Hire purchase package is split as follows:

Deposit: Usually the full VAT (20%) of the vehicle’s value, although you can choose to pay more to reduce your monthly payments.

Fixed monthly payments: Choose your repayment term, from 2 to 5 years.

Other Details

Capital cost of van can be written-down utilising the standard writing-down allowances, unless using the Annual Investment Allowance (AIA). Finance subject to company status.

Our van leasing is all about flexibility. If you want flexible rental terms, the freedom to fix the monthly costs or change vehicle every few years, then consider a Van Leasing package.

The Van Leasing package is split as follows:

Deposit: Minimum of 3 monthly rentals in advance. Usually about 20% of the vehicle’s value, although you can choose what to pay to adjust your monthly rentals.

Fixed monthly rentals: Choose your rental term, from 2 to 5 years.

Final balloon rental option: Paid off by the sale of the van. (Residual value is priced at an average mileage of 20,000 per year. Finance subject to company status.)

Our rentals are always calculated using a balloon value based on 20k miles pa.

Our Contract Hire package is all about convenience. If you want to avoid servicing, maintenance and depreciation costs then consider hiring a vehicle rather than owning it.

You make fixed monthly rentals for the duration of the rental contract and return the vehicle in a good state of repair at the end of the agreement.

The Contract hire package is split as follows:

Deposit: Split over a minimum of 3-13 monthly rentals, after which your monthly rental will decrease.

Monthly rentals: Choose your rental period, from 2 to 5 years.

Other Details

Mileage and use restrictions apply. Finance subject to company status.

Premier Features

  • Fixed monthly payments between 2 to 5 years
  • Bespoke finance packages
  • RFL (Road Fund Licence) included for full term
  • Choose to include servicing and maintenance

Premier Benefits

  • No financial risk on residual value
  • Return vehicle at end of agreement
  • The vehicle appears off balance sheet as it is owned by the leasing company
  • VAT on your finance payment can be recovered

What we need to help you

To assist your application, finance companies will expect you to meet some or all of the following criteria:

  • 3 year address history
  • One credit item in past 3 years
  • UK resident
  • Full UK driving licence
  • Proof of income
  • No current CCJ’s or Mortgage arrears

For business use:

  • Proof of positive trading
  • Director can sign as guarantor